Our License

We are FCA Authorized

Marq Millions Ltd is a fully Authorized Electronic Money Institute by the Financial Conduct Authority – Firm Reference Number: 900203.

Marq Millions was Licensed to operate in the UK and have already passported across 32 European countries.

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FCA Licensed

Licensed From FCA


Ability to make Contactless Payments


Partnership with Mastercard

Full Service Account

Sort Code and Account Number

Our Achievements

The Journey Towards Becoming an Issuer

In 2014 four people joined forces and embarked on a bold journey – motivated by one common and simple desire – to create a better banking experience for today and for tomorrow.


Team Founded


FCA Licence Granted


Product Development


Arro Launch


White Label Rollout


People Bank Online


Transactions are Online
The Market

The Rise of Fintechs

FinTech is creating a shift in the financial industry, and Marq Millions is on the very cusp of it. This isn’t the same world of 10 years ago: Customers are leaning more towards smaller, agile innovators rather than larger institutions. Individuals now place as much faith in online services as they do in bricks and mortar businesses and hold a higher regard for new ways of thinking and technology-based solutions. A consumer environment has been created that is primed for FinTech.

In its basic form, Marq Millions provides financial services and products with broad suitability. Our premier product Arro Money is a solution for all and competes in an exciting marketplace with traditional banks as well as other ‘challenger’ models.

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Our Products

White-Label Solutions

A solution to meet any business’s needs, whether you’re looking to encourage your customers to bank or to launch a bank of your own.

AffiliateE-Commerce, Subscription Websites

$ 99

Per Month
  • Profitable Revenue Sharing Model
  • Zero Setup and Dev Costs
  • Fast Customer Support
  • Market Ready in 1 Month



Register Interest

PartnerCouncils, Universities and Large Employers

$ 99

Per Month
  • Co-Branded Apps
  • Mutually Decided Limits and Pricing
  • Value-Added Services as Add-ons
  • Basic Setup and Dev Costs
  • Full-Fledged Compliance Support
  • 24/7 Customer Support
  • Market Ready in 3-6 Months
Register Interest

Bank in a BoxFor Big Brands and Organisations

$ 99

Per Month
  • Branded Apps
  • Flexible Limits and Pricing
  • Loyalty Schemes and Cashbacks
  • Basic Setup and Dev Costs
  • Full-Fledged Compliance Support
  • 24/7 Customer Support
  • Market Ready 3-9 Months
Register Interest

While some competitors were seemingly quick to market, utilising third-party systems and sacrificing product choice, we carefully set about establishing a best in class solution. As a result, we now own a robust banking platform that is fully tested with a consumer base that is growing exponentially

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Why Us

The Numbers Speak for Themselves

We’re interested in steady and sustainable growth, so we’re pleased to see the amount of investment, and the number of accounts and transactions continuing to rise.


Account Opened to Date


Payments In (Millions)


Transactions Processed


More than £3m Invested
The Roadmap

Whats Next?

We’re excited by the beginning out our journey, but we’re only just getting started.  We have plans for the next five years to grow, develop and evolve.

Within a Year

Develop core product features of our accounts and enhance service levels.

Launch white label solutions with a few selected companies.

Expand our team to increase customer service opening hours.

Within Next 2 Years

Create industry partnerships to increase and expand our offering, giving value added services and increasing revenue per user.

Launch new features and accounts to expand our customer base.

Open up our white label offering across Europe

By 5 Years Time

Become our own card issuer to allow for great autonomy and product control.

Achieve greater financial inclusion across the UK for both personal customers, SMEs, and businesses looking to launch their own financial platform.

Look to further international expansion.

Arro Case Study

Proof of Concept

We launched Arro back in June 2017 as a “Proof of Concept” with an aim to become a white-label issuer. Arro has been successful with around 42,000 customers onboard with numbers growing rapidly. The number of registrations increases month on month between 7% and 15%, and we anticipate this will continue to progress as new features and partners are rolled out.

More About Arro
Investors Queries

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Partners and Affiliates

We offer a wide range of white-label solutions.